OVERVIEW
Personal Credit Solutions
We help clients explore suitable credit solutions through regulated lending partners, including home loans, loan against property, loan against securities, loan against mutual funds and other eligible facilities. Our focus is on liquidity, transparency, cost efficiency and responsible borrowing.
Home Loans
A home loan is not just a borrowing decision; it is a long-term financial commitment. We help clients compare suitable options through regulated lending partners with attention to cost, tenure, repayment flexibility and overall affordability.
Loan Against Property
Loan against property can help unlock liquidity from an existing asset without immediate sale. We assist clients in evaluating lender options, documentation, repayment structures and suitability through regulated lending partners.
Loan Against Securities
Loan against securities can provide short-term liquidity without disturbing long-term investments. We help clients understand margin requirements, eligible securities, interest cost, risk of pledge and repayment discipline.
Loan Against Mutual Funds
Loan against mutual funds can be a useful liquidity tool for investors who want to avoid unnecessary redemption. We help coordinate with suitable lending platforms and explain the process, margin, cost and risks involved.
Business Loans
Business owners often need timely capital for growth, working capital or expansion. We help evaluate suitable business loan options through regulated lenders with a focus on cost, tenure, documentation and responsible leverage.
Balance Transfer / Refinancing
Refinancing can help reduce interest cost, improve repayment terms or consolidate existing liabilities. We help clients evaluate whether a balance transfer makes financial sense after considering charges, tenure and long-term savings.
Credit Structuring Support
Every borrowing decision should fit into the larger wealth picture. We help clients structure credit responsibly so that liquidity needs are met without compromising long-term investment discipline or family financial stability.
Univesto Capital acts as an AMFI-registered Mutual Fund Distributor (MFD) and is not registered as an Investment Adviser / Registered Investment Adviser (RIA). The information provided on this page is for general awareness, investor education and service-description purposes only.
As a Mutual Fund Distributor, Univesto Capital may provide incidental advice in relation to mutual fund schemes and other products distributed by it, in accordance with applicable regulations. Such incidental advice is limited to distribution-related services and should not be treated as comprehensive, independent or fee-based investment advisory services.
Insurance, credit, legal, tax, estate planning and other third-party services, wherever mentioned, may be facilitated through respective licensed, registered or qualified professionals. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.